Community State Bank

717 N. Main St.

Lamar, CO 81052


(719) 336-3272 - Phone

(719) 336-3280 - Fax

(719) 336-3281 - TeleBanking



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Welcome to Community State Bank

CyberSecurity Tip - Added layers of security

With the various threats that we all face on the internet today, password and account protection is vital! Whether it is a financial institution, email or even Facebook... your account privacy is important.

As with the Community State Bank's online banking, many websites now offer a 2-step verification for password authentication. This process sends a separate code to your phone through a text or by an app to verifiy that the logon is authorized.

This means that any potential "hacker" would need access to BOTH your computer AND your phone to complete authentication. In most cases, this 2-step authorization allows you to select "Remember this Computer" which will place an authorized "Cookie" in your web browser's temporary internet files. Without entering this 2-step authorization code or without having this "Cookie", the person attempting to logon cannot complete the logon as requested.

We believe that every logon and password can be vulnerable. Because of this, we believe that the best prevention is to use layers of security. This 2-step authorization is an additional layer that can be very effective when implemented. If you have not activated the 2-step verification security features as an added layer of security for your various accounts, we suggest implementing or asking about them to ensure that your accounts and information will remain private.

If you would like more information ask your service provider or feel free to call us at (719) 336-3272 and we can help give you suggestions on how to keep your information private.

We have added a new page about Your Security to help give you tips and best practices to keep your online banking and shopping safer.

With the growing variety of mobile devices, social networking sites, and online offers, it is important to protect yourself and your computer. Visit the Your Security page to learn more about online safety and ways to keep your private information private.

For Commercial customers, we recommend taking our new Online Risk Assessment to review your online security. This Risk Assessment will ask you various questions about your internal processes and after subission of the assessment, it will provide you with suggestions on how you can increase online safety for your customers, employees and business.

For more helpful information about online safety, you can visit our Customer Education Resource page for more helpful links!

Please Remember - Community State Bank will never solicit personal information such as account numbers, social security numbers, personal identification numbers, etc. Remember, unless you initiate contact, never provide personal information.

The Home Depot Security Breach

As you may have noticed in the news, Home Depot was a victim of a security breach to their point of sale system.

As part of our commitment to your account and information security, we are currently reviewing all accounts for recent Home Depot transactions.

If you have not experienced fraudulent activity on your account, there is nothing for you to do at this time. If your card has been compromised or was affected in this breach, you will be notified and a new debit card will be issued to you.

Get an extra layer of security when you shop online

In addition to our other ways of preventing, detecting, and resolving fraud, we offer Verified by Visa, a free, simple-to-use service that confirms your identity with an extra password when you make an online transaction. Click hereto set up your new online Debit Card protection with Verified by Visa!

Community State Bank Updates

Surcharge Free ATM

Community State Bank is part of an ATM Surcharge Free Network!

What does that mean for you? You can use a number of local ATM's and not be charged a fee for your cash withdrawal. Start saving money today by using any one of the Surcharge Free Network locations!

Have you tried Voice Access Banking?

The Community State Bank Voice Access banking system allows you to hear your balances, transactions and allows you to perform transfers and more!

You can access the Community State Banks Voice Access system from anywhere by calling - (719) 336-3281.

Our Voice Access service will allow you to access your accounts 24 hours a day 7 days a week through an easy automated voice activated system!

With the Community State Banks New Debit Card Prewards Program you can save while you shop

Prewards are digital incentives (like coupons) that are directly linked to your bank card. With Prewards, you can save money at participating national and local retailers simply by using your bank card. There are no coupons to clip or points to accumulate. Best of all, your Prewards savings are typically added to your account within minutes of your purchase. Click hereto set up your Prewards Account today!!



The FDIC Increased your Deposit Insurance as of Late 2008

FDIC Insurance

Click above to find out more!


By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).  Beginning January 1, 2013, all of a depositor’s  accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit: 





©2014 Community State Bank all rights reserved

Last Updated Wednesday, February 25, 2015 4:54 PM